Screenshots
About Caixadirecta
Caixadirecta is Caixa's mobile banking app, giving you instant access to your accounts and financial transactions 24 hours a day. Manage money securely from anywhere — check balances, make payments, transfer funds, and handle everyday banking without visiting a branch.
Your accounts, unified in one place. Link accounts from Caixa and other banks to see all your balances and transaction history at a glance. This multi-bank view lets you stay on top of your finances across institutions, making it easy to monitor spending and plan transfers.
Pay in seconds using your phone. Use QR codes, NFC, or Google Pay to pay in stores instantly. For online purchases, validate card payments directly through the app. Send money to contacts by mobile phone number, withdraw cash, or use MB WAY for quick payments — all without cash or cards.
Voice commands powered by AI make banking hands-free. Ask your Digital Assistant to check balances, initiate transfers, or find information about Caixa products. Complex tasks become simple voice requests, ideal when you're multitasking or on the go.
Subscribe to banking products on your schedule. Open accounts, request credit, or explore Caixa services without waiting for branch hours. Direct access to your Dedicated Manager or Sales Assistant means you can ask questions and get support whenever needed.
The interface is built for daily use. A permanent navigation bar keeps you informed of important alerts, while an intuitive menu structure helps you find features quickly. The home page prioritizes your most-used actions — payments, transfers, and account views — so you spend less time searching.
Stay secure and in control. The app uses bank-grade encryption for all transactions. Keep your app updated to receive the latest security patches and new features. Your financial data stays protected while you enjoy the speed and convenience of mobile banking.
Caixadirecta puts your bank in your pocket. Download today and experience 24/7 banking tailored to your life.
Pros & Cons
Pros
- Multi-bank account aggregation lets you monitor all balances in one app
- Multiple payment methods including QR, NFC, Google Pay, and MB WAY
- AI-powered voice commands handle transfers and balance checks hands-free
- Open accounts and request credit products without visiting a branch
Cons
- Requires account with Caixa to access core banking features
- Voice assistant AI may misinterpret complex or nuanced financial requests
- Android-only; no native iOS or desktop web banking app available
- Multi-bank linking may not support all third-party Portuguese financial institutions
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